How Much Life Insurance Do You Actually Need? A Practical Way to Decide
Forget the rules of thumb. A practical, 4-step method for calculating your life insurance need based on what you’d actually want covered if you weren’t there.
At Samantha Lewis Agency, we help individuals, families, and businesses find insurance solutions that bring confidence, protection, and peace of mind for every stage of life.
We believe insurance should feel simple, supportive, and personal. Whether you’re protecting your family, planning for retirement, or safeguarding your business, our team is here to guide you every step of the way.
Health, Medicare, Life, Home, Auto, and Commercial insurance solutions tailored to your needs.
Friendly, local advisors dedicated to helping you make confident insurance decisions.
Reliable coverage options designed to protect what matters most today and in the future.
From personal coverage to business protection, Samantha Lewis Agency provides dependable insurance guidance built around your goals, budget, and future.
Get trusted insurance guidance from a local team that truly cares about protecting what matters most to you.
From personal coverage to business protection, Samantha Lewis Agency provides dependable insurance guidance built around your goals, budget, and future.
If you don’t receive health benefits from an employer, you can choose an individual private plan with potential tax savings. Ensure you can access quality care when you need it most—without the stress of overwhelming expenses. We can also help your business find the right health insurance for your team
Turning 65 and need clarity on how to make the transition to Medicare? Already on Medicare and have concerns about rising costs? We are here to help you navigate the annual changes and connect with the “just right” plan for you.
Gain peace of mind by providing financial security for your loved ones in the event of your passing: helping cover expenses like mortgages, debts, and daily living costs. It offers peace of mind knowing your family’s future is protected, no matter what happens.
Your home is your most valuable asset. Give yourself peace of mind knowing that repairs, replacements, and liability costs are covered—helping you rebuild and recover without financial strain when the unexpected occurs.
Accidents happen. Auto insurance safeguards you from the financial burden of accidents, theft, or damage to your vehicle. It ensures you’re protected against costly repairs, medical bills, and liability expenses—keeping you and others safe on the road.
Protect your business from unexpected financial losses caused by property damage, liability claims, or employee injuries. It ensures your company can recover quickly from setbacks and continue operating – with confidence and stability!




Our experienced advisors are committed to helping individuals, families, and businesses find coverage solutions that fit their needs and goals.
See why individuals, families, and businesses trust Samantha Lewis Agency for reliable insurance guidance and support.
Straight answers to the questions we hear the most. Don’t see yours? Call us at (734) 525-9450 or book a free consultation — we’d rather have the conversation than guess what you need.
As an independent agency, we shop across multiple carriers for Auto, Home, Life, Health, Medicare, Commercial, and Disability coverage. That means you get more options and a plan that actually fits your situation — not a one-size-fits-all product.
No. We can review your existing policies to make sure you’re properly covered and paying a fair price. If your current setup is working, we’ll tell you. If we can save you money or fill a gap, we’ll show you what your options look like — the decision is yours.
When you call one carrier, you get one quote and one product. As a broker we compare policies from several carriers side-by-side, explain the differences in plain English, and stay on your side after the policy is bound — including at claim time.
Yes. Our office is in Livonia, but we serve individuals, families, and business owners throughout Michigan. Consultations can happen in person, on the phone, or over video — whatever’s easiest for you.
Nothing. There is no fee to sit down with us, review your coverage, or get quotes. We’re compensated by the insurance carrier when you place a policy, so our advice up front is on us.
Absolutely — that’s the biggest reason people work with a local agent. If you have storm damage, an accident, or any covered loss, call us first at (734) 525-9450. We’ll walk you through what to document, help you file, and follow up with the carrier so you’re not doing it alone.
Yes. A free policy review is often the fastest way to see if you’re covered the way you think you are and whether there’s a better fit at a better price. Send us your declarations pages and we’ll get back to you with a clear comparison.
For auto or home, we usually need the declarations page from your current policy (or the address and vehicle info). For life or health, a few basics about your age, family, and goals. If you’re not sure, just book a call — we’ll walk you through what to gather.
Forget the rules of thumb. A practical, 4-step method for calculating your life insurance need based on what you’d actually want covered if you weren’t there.
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