team@shopmicoverage.com

📍 Serving Livonia, Michigan & Nearby Areas

Commercial Insurance

Liability, property, workers’ comp, and cyber coverage built around your business.

From general liability and commercial property to workers’ compensation and cyber coverage, we put together business insurance packages tailored to your industry, payroll, and risk profile — so a single claim doesn’t put what you’ve built at risk.

What’s covered

  • General liability
  • Commercial property and Business Owners Policies (BOP)
  • Workers’ compensation
  • Commercial auto
  • Cyber liability
  • Professional liability (E&O)

How we work with you

We start by understanding what your business actually does, who comes on site, what equipment matters, and what would shut you down. From there we package coverage so coverages don’t overlap or leave gaps. For most small businesses we use a Business Owners Policy as the foundation and add coverages from there. We review annually because growth changes risk.

Ready to talk about commercial insurance?

Book a no-obligation call with Samantha or call us directly.