Looking for an insurance agent in Livonia, MI, or simply an insurance agent near me? Samantha Lewis Agency is an independent agency based on Plymouth Road in Livonia, helping local families, retirees and small business owners compare auto, home, life, health, Medicare and business coverage in one place.
What does an independent insurance agent in Livonia do?
An independent insurance agent in Livonia works for you rather than one insurance company. At Samantha Lewis Agency, we compare coverage across 15+ carriers licensed in Michigan, explain the differences in plain English, help you choose, and stay your point of contact for renewals, changes and claim questions. Consultations are free, with no obligation.
A captive agent can only offer one company’s products. Because we can shop several carriers, we can look for a better fit when your needs change or a renewal goes up, without you starting over somewhere new.
What insurance can you help Livonia residents with?
Samantha Lewis Agency helps Livonia residents and businesses with auto, home, life, health, Medicare, disability and commercial insurance. You can keep every policy with one local agency, which makes it easier to spot gaps, coordinate liability limits across policies, and look at bundling options when your carriers offer them.
| Coverage | What we help with |
|---|---|
| Auto insurance | Michigan no-fault coverage, PIP medical limit choices, multiple vehicles |
| Home insurance | Homeowners, condo and renters policies, water backup and umbrella options |
| Life insurance | Term and permanent coverage for families and business owners |
| Health insurance | Individual, family and ACA Marketplace plans |
| Medicare | Medicare Advantage, Medigap and Part D comparisons |
| Disability insurance | Income protection if illness or injury keeps you from working |
| Commercial insurance | Coverage for local small businesses |
Why choose a local insurance agent in Livonia?
A local Livonia insurance agent understands the homes, roads and businesses you deal with every day, and you can reach a real person when something changes. Samantha Lewis Agency is a member of the Livonia-Westland Chamber of Commerce, and our team is just a phone call away when you have a question or need help with a claim.
Livonia blends established residential neighborhoods with a busy mix of small businesses along corridors such as Plymouth Road, and many residents commute on I-96 and I-275. Those everyday details shape the questions we hear most: keeping an older home’s dwelling limit current, choosing PIP medical coverage under Michigan no-fault, and protecting a family business alongside the family itself.
When should Livonia residents review their coverage?
Review your coverage once a year and whenever life changes, such as buying a home, adding a driver, starting a business or turning 65. Health and Medicare plans also have fixed enrollment windows each fall, so those are natural times for Livonia residents to compare options with an independent agent before deadlines pass.
- Oct 15 – Dec 7, 2026 — Medicare Annual Enrollment Period; changes take effect January 1, 2027 (Medicare.gov).
- Nov 1, 2026 – Jan 15, 2027 — ACA Marketplace Open Enrollment; enroll by December 15 for coverage starting January 1 (HealthCare.gov).
Our office
Samantha Lewis Agency is based in Livonia, and this is where our team works with clients across Wayne and Oakland County.
- Address: 39293 Plymouth Rd STE 139, Livonia, MI 48150
- Phone: (734) 525-9450
- Email: team@shopmicoverage.com
We also serve nearby communities, including Plymouth, Canton, Westland, Farmington Hills, Northville and Novi. Learn more about our agency.
Frequently asked questions
Can I meet with someone at your Livonia office?
Yes. Our office is at 39293 Plymouth Rd STE 139 in Livonia. Call (734) 525-9450 or book a free consultation online to set up a time, whether you would like to sit down at the office or talk things through by phone.
Does it cost more to buy insurance through an independent agent?
Our consultations are free and come with no obligation. For ACA Marketplace health plans, using a licensed agent usually costs you nothing extra because agents are paid by the insurers. For any policy you consider, we explain how it is priced before you decide.
Can you help me with Medicare when I turn 65?
Yes. Samantha Lewis is NABIP Medicare Certified. Your Initial Enrollment Period lasts seven months: the three months before, the month of, and the three months after you turn 65. We explain Medicare Advantage, Medigap and Part D options so you can choose with confidence.
Do you work with small businesses in Livonia?
Yes. We help Livonia business owners with commercial insurance such as general liability, commercial auto and workers’ compensation, and we can also review small business health insurance and disability coverage for owners and employees, so your business and personal policies can sit with one agency.
Can I move my existing policies to your agency?
Often, yes. Bring your current declarations pages and we will review your coverage, compare it with options from other carriers, and explain any differences. If switching makes sense, we help you time it so there is no gap in coverage. If your current policy fits, we will say so.
Ready to talk with a Livonia insurance agent? Book a free consultation or call (734) 525-9450.