Searching for an insurance agent in Novi, MI? Samantha Lewis Agency serves Novi from our office in nearby Livonia, helping Oakland County families, commuters and business owners compare auto, home, life, health and Medicare coverage with one independent agency that shops 15+ carriers licensed in Michigan.
What does an insurance agent in Novi, MI do for you?
An insurance agent serving Novi, MI helps you understand your options, compare prices and coverage across carriers, and set up policies that fit your household or business. As an independent agency, Samantha Lewis Agency is not tied to one insurer, so we can shop 15+ carriers licensed in Michigan and keep reviewing your coverage as life changes.
Instead of calling several companies yourself, you tell us once what you need. We return with side-by-side options and explain the differences in deductibles, limits and exclusions in plain English.
What auto insurance choices matter for Novi commuters?
For Novi drivers, the biggest auto insurance decisions are your personal injury protection medical limit under Michigan no-fault, your liability limits, and whether to carry collision and comprehensive. Daily I-96 commuting adds miles and exposure, so it is worth choosing limits deliberately and comparing how several carriers price the same coverage.
Michigan’s 2019 no-fault reform gave drivers several PIP medical limit choices. Our guide to Michigan no-fault auto reform explains them, and you can request an auto insurance quote when you are ready.
How should a newer Novi home be insured?
A newer Novi home should be insured for what it would cost to rebuild today, usually on a replacement cost basis, with the dwelling limit reviewed as building costs change. Many homeowners in newer subdivisions also add water backup coverage for finished basements, service line coverage, and an umbrella policy for extra liability protection.
If you live in a community with a homeowners association, check what the association insures and what is your responsibility. Our homeowners insurance page covers endorsements in more detail.
Can Novi business owners get business and personal coverage in one place?
Yes. Novi business owners, including those along the city’s retail and business corridor, can work with Samantha Lewis Agency for commercial insurance, small business health insurance and disability coverage, alongside their personal auto, home and life policies. Keeping everything with one independent agency makes it easier to coordinate coverage and avoid gaps between policies.
| For your business | For your household |
|---|---|
| Commercial insurance | Auto insurance |
| Small business health insurance | Life insurance |
| Disability insurance | Medicare and health insurance |
Our office
Novi is served from our Livonia office; we do not have an office in Novi.
- Address: 39293 Plymouth Rd STE 139, Livonia, MI 48150
- Phone: (734) 525-9450
- Email: team@shopmicoverage.com
We also serve Livonia, Northville, Farmington Hills, Plymouth, Canton and Westland.
Frequently asked questions
Is Novi too far from Livonia to work with your agency?
Not at all. Novi is a neighboring community, and you can work with us by phone and email. When you would rather meet, our office at 39293 Plymouth Rd STE 139 in Livonia is a short drive along the I-96 corridor.
Can you help me choose a Medicare plan in Novi?
Yes. Samantha Lewis is NABIP Medicare Certified and compares Medicare Advantage, Medigap and Part D plans with you. If you are already on Medicare, the Annual Enrollment Period runs October 15 to December 7, 2026, with changes taking effect January 1, 2027.
When can I sign up for an ACA health plan?
Open Enrollment for 2027 Marketplace coverage runs November 1, 2026 to January 15, 2027. Enroll by December 15 for coverage starting January 1, or by January 15 for coverage starting February 1. Outside that window you generally need a qualifying life event for a Special Enrollment Period.
Do you insure condos and rentals in Novi?
Yes. We quote condo insurance, which covers your unit’s interior, belongings and liability alongside the association’s master policy, and renters insurance, which covers your belongings, liability and extra living costs. We can usually review these on the same call as your auto policy.
Is the consultation really free?
Yes. A consultation with Samantha Lewis Agency is free and comes with no obligation. We learn about your situation, compare options across carriers and explain what we find. Whether you buy anything is entirely your decision, and there is no pressure either way.
Ready to talk with an insurance agent serving Novi? Book a free consultation or call (734) 525-9450.